What OJK expects
OJK's expectations for regulated financial entities cover governance and risk management, information security, resilience and the responsible delivery of digital financial services. As with other financial regulators, the emphasis is on board-level accountability, a baseline of security controls, monitoring and incident handling, and oversight of the third parties that support financial services.
Recurring themes
- Governance: board-approved policies and clear accountability for information security and risk.
- Risk management: identifying, assessing and treating technology and security risk.
- Security controls: access control, protection of data, and secure operations.
- Monitoring and incident handling: detecting, responding to and reporting incidents.
- Resilience: business continuity and recovery for critical financial services.
- Third-party risk: governing outsourced and technology-provider arrangements.
Scope
Applicable rules
Assess
Risk & gaps
Control
Security & resilience
Evidence
Map & maintain
Report
To the regulator
How Pelta helps
Because OJK's themes overlap heavily with international standards like ISO 27001 and with other financial-sector regulations, most of the underlying control work is reusable. Pelta lets you manage OJK expectations as a control set with linked evidence, reuse overlapping controls from frameworks you already run, and keep everything ready for supervision rather than assembling it under time pressure.
Common pitfalls to avoid
- Assuming international certifications alone satisfy local OJK requirements without mapping to them.
- Underestimating resilience and incident-reporting expectations for critical services.
- Overlooking third-party and outsourcing governance.